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AwardReserve
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Verified 2026-04-27 via v0.4 (pre-beta)Maintained by Stephen Fung

Methodology & sources

AwardReserve is built for sophisticated points users who want to verify the claim before they trust it. This page lists exactly where each piece of data comes from, when it was last verified, and the math we use to turn it into a recommendation.

Each program’s ¢/pt is a blended estimate based on reasonable redemption value, not the maximum aspirational redemption. We default to Frequent Miler 2026 RRV because it’s updated quarterly and accounts for transfer-partner depth, not just retail-equivalent redemptions.

Show the math
portfolio_value = Σ (balance × rrv_cents) / 100For transferable currencies, rrv reflects blended ratio across owned partners. Hotel programs use observed-redemption ranges (Cat-floor to peak), not category face values, because dynamic pricing makes face values misleading.
🔵Chase Ultimate Rewards1.5¢/pt
🟡Amex Membership Rewards2¢/pt
🔷Capital One Miles1.85¢/pt
🔴Citi ThankYou Points1.6¢/pt
Bilt Rewards2¢/pt
🟠Wells Fargo Rewards1.8¢/pt
🔴US Bank Smartly / Altitude1.5¢/pt
🌐United MileagePlus1.35¢/pt
🍁Air Canada Aeroplan1.5¢/pt
🇹🇷Turkish Miles&Smiles1.7¢/pt
🇨🇴Avianca LifeMiles1.7¢/pt
🇯🇵ANA Mileage Club1.5¢/pt

See the full list on My Points. Methodology changes are versioned in the changelog at the bottom.

Transfer bonuses are verified weekly against Frequent Miler’s current point transfer bonuses. There are 4active entries in our cache today. We never list a bonus we can’t link to a primary source. Always re-verify in your card’s transfer portal before moving points — transfers are irreversible.

Hyatt category data

Hyatt category data uses Hyatt’s own published award chart as the source of truth. Properties confirmed against a primary source are flagged verified; those reported only via third-party blogs are flagged reported. For pre-launch beta, per-property reconciliation is incomplete — always verify on hyatt.com before booking.

How the advisor is grounded

The chat advisor is grounded in three tiers, in priority order:

  1. Static codelib/cards.ts, awardCharts.ts, hotels.ts. Hand-curated facts.
  2. Knowledge cache — verified entries that supersede static data when more recent. Editable in /app/admin/knowledge (admin only).
  3. Live availability — Seats.aero search for routes the advisor needs to look up in real time.

The system prompt explicitly forbids the advisor from inventing point costs or transfer ratios from training data. If we don’t have a source, the advisor says so.

Affiliate disclosure

AwardReserve does not currently receive compensation from card issuers. When affiliate partnerships launch (planned Q3 2026), sponsored card recommendations will be clearly marked with FTC disclosures. Affiliate compensation will never override our point-valuation methodology or the advisor’s recommendations.

Changelog

  • 2026-04-27Added 4-tier triage on What Changed; rewrote this methodology page; added the About + Founder page; added the SourceChip component.
  • 2026-04-25Anti-hallucination guardrails added to advisor; 6 verified Tier-2 cache entries seeded.
  • 2026-04-23Frequent Miler 2026 RRV adopted as default point valuations.
Doc version v0.4 (pre-beta) · Last updated 2026-04-27 · Maintained by Stephen Fung

AwardReserve does not currently receive compensation from credit card issuers. When affiliate partnerships launch (planned Q3 2026), we'll mark sponsored card recommendations clearly. We never let affiliate compensation override our point-valuation methodology.